Jump Start $avings con ABLE United.

This is a sponsored post with ABLE United & Bloggin' Mamas.  Two companies that fill BB's corazon with smiles. Opinions expressed are Babuhska's. 

ESOOOO!! That's what BB think when she thinks about ABLE United.

HolaHolaHola Beautifuls!!

🎄🎄‘Tis the season for giving, and ABLE United is in the holiday espirito! 🎄🎄

In addition to recently reducing the monthly account fee to $0.00, they are also offering individuals who create a new account during the months of November and December the opportunity to win a $1,000 contribution – and if you use my promo code “BABUSHKA17” during registration, they will send you un regalito.

OJO !! Importante to note, especially during the holiday season, that anyone may contribute to an ABLE United account via the eGift portal, check, money order, cashier’s check, or automatic contribution. Y'all know Babushka's on ese!

ABLE United provides family members and amigos with the opportunity to make a gift to an individual with a disability in the same manner as they would to a 529 college savings account. Beautifuls, be mindful of some of the differences between an ABLE United account and a 529 college savings account. Las diferencias you should take into consideration might include:

- ABLE United accounts can only receive up to $14,000 in contributions from all sources per year (limite increases to $15,000 in 2018).

- Funds in an ABLE United account can be used tax-free for a wide variety of qualified disability expenses including housing, transportation, medical, and even basic living expenses.

To see how ABLE United has helped people like you plan for – and fund – their future, click here to read Bridget Hawk’s story on how her son used his ABLE account to save for his first car.

And now a BB Twofer. Open your account by December 31, 2017, and you could be the one lucky winner to receive a $1,000 account contribution from ABLE United! ESOOO!! Peace of mind on you loved one's future finance and un chance to give that finance a good boost via un premio!  

 To get started, click here http://bit.ly/BBABLEUnited – and if you have preguntas along the way, call their customer service hotline at 1-888-524-ABLE (2253) or email them at customerservice@ableunited.com.

Feibu:  https://www.facebook.com/ABLEUnited/

Website: http://bit.ly/BBABLEUnited

Happiest of Holidays, and here's to our children's futures!!

BB2U

Planning for Hoy, Manana and the Futuro #ABLEunited & #SpecialNeeds

As a Bloggin' Mamas Mamabassador, BB is happy to share her conocimientos of ABLEunited with you. Como siempre, opinions son de this abuela of an autistic princesa.

HolaHolaHola Beautifuls!

Babushka believes in doing everything in her alcance to empower and support mi familia- especialmente The Grands. Some things are harder than others, especially with my Granddaughter La Princesa who's autistic. But does that mean we don't look for every possible to insure her future too? JU SO FONII !!! Felizmente there's a programa that's going to do eso mismo.

"The National Disability Institute reports that an estimated 1.9 million households that include an individual with a disability do not have a checking or savings account. Many lack adequate financial education and the necessary tools to grow their savings. Until now, some were not even provided the same opportunities to save as the general population.

Individuals with disabilities who rely on government means-tested assistance programs to meet their needs were previously limited to only $2,000 in assets. This effectively prevented them from planning for the future and forced them to live in poverty. But now, this $2,000 asset limit is no longer a barrier.

ABLE United offers individuals with disabilities the opportunity to save up to $14,000 each year, tax-free, without negatively impacting federal benefits.

Some of the benefits of ABLE accounts include:

- Access

- Flexibility

- Funeral and burial payments

- Doesn’t require attorney

- No monthly cost or cost to open

- Already approved by SSA and Medicaid"

That's the language oficial from ABLEUnited. Babushka y familia already know La Princesa would benefit from this, pero how does an ABLE account compare to other financial planning tools, such as a special needs trust?

We'll be sure to atender ABLE United and special needs attorney Travis Finchum in a discussion of the attributes of both types of accounts, to help determine the best choice for us. Join us so tu tambien can make and informed decision on what's best for your familia, your loved one, or the people you serve.

Register HERE for the webinar.

Y si son como Babushka, if you agree that this is something super especial for the Special Needs persona in your life, sign up with el codigo BABUSHKA17 and know you've made a very important contribution to their vida. 

Start saving here and now con BABUSHKA17!!

Nos vemos el 26- See you there!

BB2U

Happy Cumples & Gracias to #ABLEUnited ! #DisabilitySavings #sponsored #ambassador

This is a sponsored post between ABLEUnited and Bloggin' Mamas. As part of their Mamabassador program BB cheerfully and gratefully shares their message. Opinions are Babushka's- como always. 

 HolaHolaHola Beautifuls!

Guess who turned One? Quee?? JU SO FONII!!! No, it wasn't my granddaughter La Princesa, aunque the one we're celebrating is definitivamente an important part of her life and those like her. Since last July, ABLEUnited has been helping familias with special needs children to save for their future without endangering any government ayuda they receive. Ya tienen el año and in celebration they're waving all sign up fees!

"ABLE United is Florida’s qualified ABLE program, which was established to encourage and assist people with disabilities to save private funds to support health, independence and quality of life. It allows individuals to save up to $14,000 annually without affecting benefits like Supplemental Security Income (SSI) and Medicaid while the funds in the account grow tax-free. Funds can be used on qualified expenses covering a wide range of categories including housing, transportation, and basic living expenses.  "

“For years, individuals receiving federal benefits were dramatically limited in the amount of money they could save, but now, they have an opportunity to truly invest in their financial future.”

"ABLE United is different from other savings and investment options available for individuals with disabilities. Benefits include:

• The funds saved in the account generally will not affect government benefits like Medicaid and Supplemental Security Income (SSI).
• The ability to use funds from the account to pay for a wide variety of expenses tax-free.
• The account is owned by the individual with the disability, though an authorized person may establish and help oversee the account.
• Anyone can contribute to the account, allowing the individual to save with the help of family and friends. "

ESOOOOOO!!! THAT's the part BB loves.

Abuelos, Tios, Primos, Family, Friends,

EVERYBODY is welcome to add to your loved ones future financial wellbeing.

To be eligible to open an ABLE United account, the individual must meet the disability and severity requirements outlined by the Social Security Administration, have experienced the onset of blindness or the disability before age 26, and be a Florida resident.  

Finally, a little piece of mind for those of us who worried about our niños and their mañanas.
BB is very grateful to have ABLEunited, congratulates them on their 1st year and wishes them

Happy Cumples, ♫ And Mucho, Many Mas!!!♫

BB2U

p.s. Prior AbleUnited posts

#Florida 's ABLE and Ready - Are You? #DisabilitySavings #ABLEUnited

#ABLEUnited #DisabilitySavings for our Children. #sponsored

It's a Win-Win with #ABLEUnited. $500 #Giveaway and #ABetterLifeExperience ad bit.ly/ABLEunited500GW

This is a sponsored post with ABLEunited and Bloggin' Mamas. Opinions stated are Babushka's.

http://bit.ly/ablegiveaway

HolaHolaHola Beautifuls!

Babushka has written about ABLEUnited before and will write about them again y again, porque it’s BUENISIMO!! And as if their wonderful programa wasn’t enough, they’re now having a giveaway for 5 lucky participants, with the prize of a $500 contribution to an ABLEUnited account. Siguen BUENISIMO right??? For those who aren’t familiar with the ABLEUnited program, here’s a little intro.

Eligibility? Don't be mislead to think this is just for children, this is for ANYONE who has a qualifying disability diagnosed before age 26.

So who is eligible?

• Florida Residents
• Have a qualifying disability with onset before age 26

Qualifying Disabilities-

The Internal Revenue Service categorizes eligible disabilities as follows:

Developmental Disorders: Autistic Spectrum Disorder, Asperger’s Disorder, Developmental delays and learning disabilities

Intellectual Disability: May be reported as mild, moderate, or severe intellectual disability

Psychiatric Disorders: Schizophrenia, Major depressive disorder, Post-Traumatic Stress Disorder (PTSD), Anorexia Nervosa, Attention Deficit/Hyperactivity Disorder (AD/HD), Bipolar Disorder
Nervous Disorders: Blindness, Deafness, Cerebral Palsy, Muscular Dystrophy, Spina Bifida, Juvenile-onset Huntington’s Disease, Multiple Sclerosis, Severe sensorineural hearing loss,

Congenital cataracts

Congenital Anomalies: Chromosomal abnormalities, including Down Syndrome; Osteogenesis Imperfecta, Xeroderma Pigmentosum, Spinal muscular atrophy, Fragile X Syndrome, Edwards Syndrome

Respiratory Disorders: Cystic Fibrosis

Other: Includes Tetralogy of Fallot, Hypoplastic left heart syndrome, End-stage liver disease, Juvenile-onset rheumatoid arthritis, Sickle cell disease, Hemophilia, and any other disability not listed.

Our ABLEunited participant is little now, but we know time goes by rapidisimo and before we're mentally ready to accept she's an adult, she'll be wanting to slide through la vida sola. Quee?? Babushka not be ready for this and take all the extra she can get?  JU SO FONII  BB's entering EVERY dia, because La Princesa's already sliding through life now!

The entry link again: http://bit.ly/ablegiveaway

There will be 5 winners. BB's hoping that you will be one of the other 4.

; )

BB2U

Learn the Basics. Feb. 28, 8 pm #ABLEUnited #webinar #Florida #specialneeds

Babushka is honored to be part of ABLE Mama'Bassadors program between ABLEUnited and Bloggin' Mamas. Opinions stated are all BB's.

HolaHolaHola Beautifuls!

Babushka is feeling so proud of her home state of Florida. Making sure our residents with special needs have opportunities like everyone else, we were one of the first to make a savings plan under the ABLE Act.  People with disabilities can now fund essential expenses with tax-advantaged savings under the program ABLE United This is a relatively new option for saving money without penalty of losing federal and other benefits.  Porque honestamente, doesn't everyone deserve the chance to dream and plan for a better futuro?

· Until recently, individuals receiving federal benefits were restricted in the amount of money they could save, effectively preventing them from planning for the future and leaving many with no other choice but to live in poverty.

· For individuals with disabilities, fear of losing benefits or costs of setting up special needs trust has often prevented or limited them from considering all of their options to build financial security. 

· The ABLE Act amends section 529 of the Internal Revenue Service Code allowing each state to create tax-advantaged savings accounts specifically for individuals with disabilities.

· These savings and investment accounts allow individuals to save money while maintaining federal benefits like Supplemental Security Income (SSI) and Medicaid.

· The ABLE Act now allows individuals with disabilities to save up to $14,000 without impacting government benefits

BB for one is glad she can help brighten our granddaughter's future a little bit by contributing to her ABLE account.  To know that La Princesa will be financially better tomorrow by what we can add hoy makes the worry a little less.  If you still have questions about ABLE United please join the webinar.

To RSVP https://attendee.gotowebinar.com/register/6186875344380435970

BB2U

Past post on ABLE United, because if you think esto es todo Babushka's said about ABLEUnited-

JU SO FONII!!! 

#ABLEUnited #DisabilitySavings for our Children. #sponsored

Babushka is honored to be part of ABLE Mama'Bassadors program between ABLEUnited and Bloggin' Mamas.  Opinions stated are all BB's.

HolaHolaHola Beautifuls!!!

Isn't that picture just precioso?  Sweetie and BB had our granddaughter La Princesa for a little bit this verano and some wonderful memories were made.  Now that she's young (and so are we- relatively) we were able to have lots of fun and meet all her needs and wants.  Quee??  Ok Si, we totally spoiled her, and hope to be able to do so for a long time.  Lamentablemente she is growing up way too fast and before we know it she'll be off on her own.  A sobering thought for all families, but for those of us who's loved ones have special needs, who've been diagnosed with disabilities, it can be downright scary. Babushka has written about this before and will say it otra vez.  Thankfully, Florida has the ABLE Account, enacted for the ABLE Act which authorizes states to create tax-free savings accounts for individuals with disabilities.

And why specifically an ABLE Account when there are other ways to save?

Who can have an ABLEUnited account?

There's an Eligibility Wizard if you'd like to be sure your loved one qualifies.

http://www.ableunited.com/learn/eligibility/eligibility-wizard/

It takes 15 mins to sign up for a lifetime of assistance.

THIS is the part Sweetie and BB are very happy about.  As grandparents we can contribute to La Princesa's account with no problem or penalty for anyone.  ESOOOOOOO!!!!  Abuelos, Amigos, Anyone can help with a child's future.

The 4 most asked questions about this program are shared  HERE

pero if you still need assistance...

If you or someone you know could use this program please share it.  

The main site: http://www.ableunited.com/

Feibu: https://www.facebook.com/ABLEUnited/

Keep an eye out for another TWEETY FIESTA about the ABLEUnited plan, 
porque if you think Babushka has said todo...

JU SO FONII!!!


BB2U

#ABLEUnited Let's chat about Savings for Florida Families.

Promo

HolaHolaHola Beautifuls!!

For those of us with "disabled" loved ones, the ABLE act has helped us breathe a bit easier when thinking of their future.  Please join us to learn a bit more of Florida's option for savings without fear of losing their government benefits. 

#ABLEUnited Twit­ter Chat

Join Blog­gin Mamas & ABLE United as we host the #ABLEUnited Twit­ter Chat on Thursday, 8/25/16 at 9p EST! Join us as we dis­cuss sav­ing for your child’s future using the ABLE United plan. Floridians with disabilities will now be able to save up to $100,000 in a tax-free account to pay for health care, education and job training without jeopardizing government benefits.The mission of ABLE United is to encourage and assist the saving of private funds to help persons with disabilities cover costs that support their health, independence and quality of life.

Date: Thursday, August 25, 2016

Time: 9:00–10:00pm EST / 6:00–7:00pm PST

Hash­tag: #ABLEUnited

Spon­sored By: ABLEUnited

Pre­sented by: @BlogginMamas

Mod­er­a­tors: Eng­lish– @HeLoEnterprises Span­ish– @BBabushka

Co-hosts: @Outersparkle , @SensoryF , @Lastmom , @xxplumcrazeexx , @SJBlahBlahBlog , @JamieTheCupcake

Syn­op­sis:

1. We will be focus­ing on the impor­tance of sav­ings for individuals with disabilities. Florida enacted the ABLE plan July 1, 2016 to help prepare for their future.
2. Eligibility- Who qualifies for the plan?
3. Covered expenses and tax free earnings.

Prizes:

Dur­ing the Twit­ter Chat there will be a chance to win one of two prize packs by retweeting specified tweets. (We reserve the right to offer more prize packs). Win­ners will be selected at ran­dom from all eli­gi­ble entries.

Prizes

2- ABLE United prize packs with various promotional items.

Tweet­share:

Join us for the #ABLEUnited Twitter Party Thursday 8/25/16 at 9p ET! RSVP https://t.co/xZqc3hZzXOpic.twitter.com/luYXQ6BZVA

August 24, 2016

US Res­i­dents age 18 and over are eli­gi­ble to enter.

For full rules, terms and conditions, visit bit.ly/ablersvp por fa.

RSVP Below!!

NO PURCHASE OR PAYMENT NECESSARY. A PURCHASE WILL NOT IMPROVE YOUR CHANCE OF WINNING.

By RSVP’ing to this event and uti­liz­ing the #ABLEUnited hash­tag, the atten­dees acknowl­edge hav­ing read and agreed to these terms and con­di­tions.

Hope to see you there Beautifuls!!

BB2U

Dis­clo­sure: Blog­gin’ Mamas is being com­pen­sated for man­ag­ing this Twit­ter Chat. Indi­vid­ual co-hosts are being com­pen­sated for their par­tic­i­pa­tion. All prize ful­fill­ment is the respon­si­bil­ity of the spon­sor.