Investing In Their Futuro- ABLEUnited Investing 101 Webinar w/Giveaway! #sponsored

A sponsored post on behalf of ABLEUnited and Bloggin' Mamas. 

 Happily watched, shared and honestly commented on by Babushka.

HolaHolaHola Beautifuls!

Babushka fool around when talking about The Grands' futures? JU SO FONII!!! Por eso, por La Princesa and all those wonderfuls like her, BB gets straight to the reason for this post.

"If you attended ABLE United’s webinar last month, How to Save and Invest with ABLE United, now is the time to take action by signing up for an account during the month of May and be entered into the change to win a $250 contribution to your account!

If you missed it, there is still an opportunity for you to learn how you can save tax-free and invest for you or your loved one’s future – click here to view the recorded webinar. This webinar featured representatives from Callan, ABLE United’s investment consultants, who helped prospective account holders understand investing, risk, performance, and the differences between each of ABLE United’s investment options.

Asset thresholds no longer a barrier – so open up your account and start saving for a better future.

Open your account by May 31, 2018, and you could be the one lucky winner to receive a $250 account contribution from ABLE United! To get started, click here – and make sure to use BABUSHKA17 upon sign-up to also receive a free enrollment package.

If you have any questions along the way, call their customer service hotline at 1-888-524-ABLE (2253) or email them at customerservice@ableunited.com."

Rapidito, for those who don't want to watch the webinar, the main point of ABLEUnited is to share the program, and the advantages to saving and investing in it for your loved one. First, the rules of eligibility and quick summary:

Ok, si estan eligible, next is the investing section. As stated arriba, you can call or email ABLEUnited, pero for those of you who want a more detallado response, aqui esta el webinar:

  Super Interesante and Informative. And Super Importante.
Remember Beautifuls, the Giveaway is luck.  Your loved one's futuro, is Planning. ABLEUnited 
BB2U

Because They're Worth The Extra Effort. How to Save & Invest con ABLE United #sponsored

ABLE United has chosen Bloggin' Mamas once again to help share their program and insights.  Babushka is very feliz and proud that they have picked her for this campaign and opinions expressed are all BB's.

HolaHolaHola Beautifuls!

Time. El Tiempo. It goes by so quickly doesn't it? Unless it's something you don't like, or something that seems unsurmountable.  For BB that would be saving dinero.  Quee??  Y'all thought at this age Babushka would have had that all figured out verdad?  JU SO FONII!!!  Pero at this age BB has something worth making the extra effort.  Just ayer The Trio were babies, and now their babies are growing up.  There are things this abuela would like them to have.  For La Princesa, her autism will make things a little trickier to realize her dreams.  ABLE United savings is definitely a plus to achieving them. 

"Financial decisions impact our everyday lives, from budgeting for weekly groceries to determining investment options for retirement. Financial literacy is the first step to achieving financial independence; however, many in our community need resources and targeted education to help them better understand the issues affecting their finances – particularly the disability community.

Results from the National Disability Institute’s report on Financial Capability of Adults with Disabilities tell us that people with disabilities are having more difficulty than others covering expenses, paying bills, saving, coming up with funds in an emergency, planning ahead, and effectively managing money. In fact, responses to a survey measuring basic financial knowledge showed that individuals with disabilities showed to be twice as challenged compared to individuals without disabilities.

In celebration of National Financial Literacy Month, ABLE United is hosting a webinar on how you can save tax-free and invest for you or your loved one’s future. Representatives from Callan, ABLE United’s investment consultants, will help current and prospective account holders understand investing, risk, performance, and the differences between each of ABLE United’s investment options."

How to Save and Invest with ABLE United Webinar

Thursday, April 19th

12 – 1 P.M. EST

Register today!

If you’re not already an ABLE United account holder, sign up today by visiting ableunited.com

and start saving for a better life experience – and make sure to use “BABUSHKA17” upon sign-up to receive a free enrollment package.

Y alli lo tienen Beautifuls, there you have it. All the details and encouragement to save for your loved one.Porque time goes so quickly and it's not as difficult as you imagine it to be.

BB2U

Jump Start $avings con ABLE United.

This is a sponsored post with ABLE United & Bloggin' Mamas.  Two companies that fill BB's corazon with smiles. Opinions expressed are Babuhska's. 

ESOOOO!! That's what BB think when she thinks about ABLE United.

HolaHolaHola Beautifuls!!

🎄🎄‘Tis the season for giving, and ABLE United is in the holiday espirito! 🎄🎄

In addition to recently reducing the monthly account fee to $0.00, they are also offering individuals who create a new account during the months of November and December the opportunity to win a $1,000 contribution – and if you use my promo code “BABUSHKA17” during registration, they will send you un regalito.

OJO !! Importante to note, especially during the holiday season, that anyone may contribute to an ABLE United account via the eGift portal, check, money order, cashier’s check, or automatic contribution. Y'all know Babushka's on ese!

ABLE United provides family members and amigos with the opportunity to make a gift to an individual with a disability in the same manner as they would to a 529 college savings account. Beautifuls, be mindful of some of the differences between an ABLE United account and a 529 college savings account. Las diferencias you should take into consideration might include:

- ABLE United accounts can only receive up to $14,000 in contributions from all sources per year (limite increases to $15,000 in 2018).

- Funds in an ABLE United account can be used tax-free for a wide variety of qualified disability expenses including housing, transportation, medical, and even basic living expenses.

To see how ABLE United has helped people like you plan for – and fund – their future, click here to read Bridget Hawk’s story on how her son used his ABLE account to save for his first car.

And now a BB Twofer. Open your account by December 31, 2017, and you could be the one lucky winner to receive a $1,000 account contribution from ABLE United! ESOOO!! Peace of mind on you loved one's future finance and un chance to give that finance a good boost via un premio!  

 To get started, click here http://bit.ly/BBABLEUnited – and if you have preguntas along the way, call their customer service hotline at 1-888-524-ABLE (2253) or email them at customerservice@ableunited.com.

Feibu:  https://www.facebook.com/ABLEUnited/

Website: http://bit.ly/BBABLEUnited

Happiest of Holidays, and here's to our children's futures!!

BB2U

Happy Cumples & Gracias to #ABLEUnited ! #DisabilitySavings #sponsored #ambassador

This is a sponsored post between ABLEUnited and Bloggin' Mamas. As part of their Mamabassador program BB cheerfully and gratefully shares their message. Opinions are Babushka's- como always. 

 HolaHolaHola Beautifuls!

Guess who turned One? Quee?? JU SO FONII!!! No, it wasn't my granddaughter La Princesa, aunque the one we're celebrating is definitivamente an important part of her life and those like her. Since last July, ABLEUnited has been helping familias with special needs children to save for their future without endangering any government ayuda they receive. Ya tienen el año and in celebration they're waving all sign up fees!

"ABLE United is Florida’s qualified ABLE program, which was established to encourage and assist people with disabilities to save private funds to support health, independence and quality of life. It allows individuals to save up to $14,000 annually without affecting benefits like Supplemental Security Income (SSI) and Medicaid while the funds in the account grow tax-free. Funds can be used on qualified expenses covering a wide range of categories including housing, transportation, and basic living expenses.  "

“For years, individuals receiving federal benefits were dramatically limited in the amount of money they could save, but now, they have an opportunity to truly invest in their financial future.”

"ABLE United is different from other savings and investment options available for individuals with disabilities. Benefits include:

• The funds saved in the account generally will not affect government benefits like Medicaid and Supplemental Security Income (SSI).
• The ability to use funds from the account to pay for a wide variety of expenses tax-free.
• The account is owned by the individual with the disability, though an authorized person may establish and help oversee the account.
• Anyone can contribute to the account, allowing the individual to save with the help of family and friends. "

ESOOOOOO!!! THAT's the part BB loves.

Abuelos, Tios, Primos, Family, Friends,

EVERYBODY is welcome to add to your loved ones future financial wellbeing.

To be eligible to open an ABLE United account, the individual must meet the disability and severity requirements outlined by the Social Security Administration, have experienced the onset of blindness or the disability before age 26, and be a Florida resident.  

Finally, a little piece of mind for those of us who worried about our niños and their mañanas.
BB is very grateful to have ABLEunited, congratulates them on their 1st year and wishes them

Happy Cumples, ♫ And Mucho, Many Mas!!!♫

BB2U

p.s. Prior AbleUnited posts

#Florida 's ABLE and Ready - Are You? #DisabilitySavings #ABLEUnited

#ABLEUnited #DisabilitySavings for our Children. #sponsored

It's a Win-Win with #ABLEUnited. $500 #Giveaway and #ABetterLifeExperience ad bit.ly/ABLEunited500GW

This is a sponsored post with ABLEunited and Bloggin' Mamas. Opinions stated are Babushka's.

http://bit.ly/ablegiveaway

HolaHolaHola Beautifuls!

Babushka has written about ABLEUnited before and will write about them again y again, porque it’s BUENISIMO!! And as if their wonderful programa wasn’t enough, they’re now having a giveaway for 5 lucky participants, with the prize of a $500 contribution to an ABLEUnited account. Siguen BUENISIMO right??? For those who aren’t familiar with the ABLEUnited program, here’s a little intro.

Eligibility? Don't be mislead to think this is just for children, this is for ANYONE who has a qualifying disability diagnosed before age 26.

So who is eligible?

• Florida Residents
• Have a qualifying disability with onset before age 26

Qualifying Disabilities-

The Internal Revenue Service categorizes eligible disabilities as follows:

Developmental Disorders: Autistic Spectrum Disorder, Asperger’s Disorder, Developmental delays and learning disabilities

Intellectual Disability: May be reported as mild, moderate, or severe intellectual disability

Psychiatric Disorders: Schizophrenia, Major depressive disorder, Post-Traumatic Stress Disorder (PTSD), Anorexia Nervosa, Attention Deficit/Hyperactivity Disorder (AD/HD), Bipolar Disorder
Nervous Disorders: Blindness, Deafness, Cerebral Palsy, Muscular Dystrophy, Spina Bifida, Juvenile-onset Huntington’s Disease, Multiple Sclerosis, Severe sensorineural hearing loss,

Congenital cataracts

Congenital Anomalies: Chromosomal abnormalities, including Down Syndrome; Osteogenesis Imperfecta, Xeroderma Pigmentosum, Spinal muscular atrophy, Fragile X Syndrome, Edwards Syndrome

Respiratory Disorders: Cystic Fibrosis

Other: Includes Tetralogy of Fallot, Hypoplastic left heart syndrome, End-stage liver disease, Juvenile-onset rheumatoid arthritis, Sickle cell disease, Hemophilia, and any other disability not listed.

Our ABLEunited participant is little now, but we know time goes by rapidisimo and before we're mentally ready to accept she's an adult, she'll be wanting to slide through la vida sola. Quee?? Babushka not be ready for this and take all the extra she can get?  JU SO FONII  BB's entering EVERY dia, because La Princesa's already sliding through life now!

The entry link again: http://bit.ly/ablegiveaway

There will be 5 winners. BB's hoping that you will be one of the other 4.

; )

BB2U

Learn the Basics. Feb. 28, 8 pm #ABLEUnited #webinar #Florida #specialneeds

Babushka is honored to be part of ABLE Mama'Bassadors program between ABLEUnited and Bloggin' Mamas. Opinions stated are all BB's.

HolaHolaHola Beautifuls!

Babushka is feeling so proud of her home state of Florida. Making sure our residents with special needs have opportunities like everyone else, we were one of the first to make a savings plan under the ABLE Act.  People with disabilities can now fund essential expenses with tax-advantaged savings under the program ABLE United This is a relatively new option for saving money without penalty of losing federal and other benefits.  Porque honestamente, doesn't everyone deserve the chance to dream and plan for a better futuro?

· Until recently, individuals receiving federal benefits were restricted in the amount of money they could save, effectively preventing them from planning for the future and leaving many with no other choice but to live in poverty.

· For individuals with disabilities, fear of losing benefits or costs of setting up special needs trust has often prevented or limited them from considering all of their options to build financial security. 

· The ABLE Act amends section 529 of the Internal Revenue Service Code allowing each state to create tax-advantaged savings accounts specifically for individuals with disabilities.

· These savings and investment accounts allow individuals to save money while maintaining federal benefits like Supplemental Security Income (SSI) and Medicaid.

· The ABLE Act now allows individuals with disabilities to save up to $14,000 without impacting government benefits

BB for one is glad she can help brighten our granddaughter's future a little bit by contributing to her ABLE account.  To know that La Princesa will be financially better tomorrow by what we can add hoy makes the worry a little less.  If you still have questions about ABLE United please join the webinar.

To RSVP https://attendee.gotowebinar.com/register/6186875344380435970

BB2U

Past post on ABLE United, because if you think esto es todo Babushka's said about ABLEUnited-

JU SO FONII!!! 

#ABLEUnited #DisabilitySavings for our Children. #sponsored

Babushka is honored to be part of ABLE Mama'Bassadors program between ABLEUnited and Bloggin' Mamas.  Opinions stated are all BB's.

HolaHolaHola Beautifuls!!!

Isn't that picture just precioso?  Sweetie and BB had our granddaughter La Princesa for a little bit this verano and some wonderful memories were made.  Now that she's young (and so are we- relatively) we were able to have lots of fun and meet all her needs and wants.  Quee??  Ok Si, we totally spoiled her, and hope to be able to do so for a long time.  Lamentablemente she is growing up way too fast and before we know it she'll be off on her own.  A sobering thought for all families, but for those of us who's loved ones have special needs, who've been diagnosed with disabilities, it can be downright scary. Babushka has written about this before and will say it otra vez.  Thankfully, Florida has the ABLE Account, enacted for the ABLE Act which authorizes states to create tax-free savings accounts for individuals with disabilities.

And why specifically an ABLE Account when there are other ways to save?

Who can have an ABLEUnited account?

There's an Eligibility Wizard if you'd like to be sure your loved one qualifies.

http://www.ableunited.com/learn/eligibility/eligibility-wizard/

It takes 15 mins to sign up for a lifetime of assistance.

THIS is the part Sweetie and BB are very happy about.  As grandparents we can contribute to La Princesa's account with no problem or penalty for anyone.  ESOOOOOOO!!!!  Abuelos, Amigos, Anyone can help with a child's future.

The 4 most asked questions about this program are shared  HERE

pero if you still need assistance...

If you or someone you know could use this program please share it.  

The main site: http://www.ableunited.com/

Feibu: https://www.facebook.com/ABLEUnited/

Keep an eye out for another TWEETY FIESTA about the ABLEUnited plan, 
porque if you think Babushka has said todo...

JU SO FONII!!!


BB2U

#Florida 's ABLE and Ready - Are You? #DisabilitySavings #ABLEUnited

The following blog post is sponsored by ABLE United through a Bloggin' Mamas campaign.

Y como siempre, as always, opinions stated belong to BB.

La Princesa will be able to save for her future now without penalty.
Babushka not want to be part of that?
JU SO FONII!!!

HolaHolaHola Beautifuls!

BB is so excited to tell you about the newest way we can help our loved ones. As of July 1 of this year, residents of Florida who have been disabled at 26 years or younger now can apply for “The Achieving a Better Life Experience (ABLE) Act, which authorizes states to create tax-free savings accounts for individuals with disabilities.

The ABLE Act
The Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act, a federal law enacted in December 2014, authorizes each state to establish a program that offers tax-free savings and investment options to encourage individuals with a disability and their families to save private funds to support health, independence, and quality of life.

Money contributed to an account in one of these programs is generally disregarded when determining eligibility for federal benefit programs, such as Supplemental Security Income (SSI) and Medicaid.

Save up to $14,000 per year – individually or with help from family and friends.”

So what does this mean Beautifuls?  It means children like my granddaughter La Princesa can have a better chance for her future.  Part of the burdens parents of disabled children face is worrying about their child’s mañana, especially when they become adults and are on their own.  The ABLE Act can help alleviate this.  A savings account that can be contributed to by various people (como abuelas) that aren’t held against their current disability income y ayuda.  How wonderful is that?  AND, YA ERA HORA!!!

So who is eligible?

• Florida Residents
• Have a qualifying disability with onset before age 26

Qualifying Disabilities-

The Internal Revenue Service categorizes eligible disabilities as follows:

Developmental Disorders: Autistic Spectrum Disorder, Asperger’s Disorder, Developmental delays and learning disabilities

Intellectual Disability: May be reported as mild, moderate, or severe intellectual disability

Psychiatric Disorders: Schizophrenia, Major depressive disorder, Post-Traumatic Stress Disorder (PTSD), Anorexia Nervosa, Attention Deficit/Hyperactivity Disorder (AD/HD), Bipolar Disorder
Nervous Disorders: Blindness, Deafness, Cerebral Palsy, Muscular Dystrophy, Spina Bifida, Juvenile-onset Huntington’s Disease, Multiple Sclerosis, Severe sensorineural hearing loss,

Congenital cataracts


Congenital Anomalies: Chromosomal abnormalities, including Down Syndrome; Osteogenesis Imperfecta, Xeroderma Pigmentosum, Spinal muscular atrophy, Fragile X Syndrome, Edwards Syndrome

Respiratory Disorders: Cystic Fibrosis

Other: Includes Tetralogy of Fallot, Hypoplastic left heart syndrome, End-stage liver disease, Juvenile-onset rheumatoid arthritis, Sickle cell disease, Hemophilia, and any other disability not listed.

Come pueden ver,, it’s quite a comprehensive list and there are going to be many happy families, starting with Babushka’s!

If you or someone you know could use this program please share it.  

The main site: http://www.ableunited.com/

Feibu: https://www.facebook.com/ABLEUnited/

BB2U


P.S.  Babushka had the distinct pleasure of attending the press conference in the state capitol building in Tallahassee.  Video is posted on my Feibu pagina.  

BB's ABLE United Mama'bassador FB Album